Matching borrower and property to the best loan solution requires expertise, experience and program availability. Laser Mortgage offers more loan programs to meet the needs of Nevada borrowers than many banks and online lenders.
When you add the expertise and experience of Adan Saldana to the largest selection of loan programs, you're assured of closing the best and most cost effective mortgage.
Backed by Fannie Mae (Federal National Mortgage Association) or Freddie Mac(Federal Home Loan Mortgage Corporation). Not insured or guaranteed by the government. The most popular type of loan for home financing. Conforming conventional loans meet Fannie Mae and Freddie Mac guidelines.
Lender-paid down payment assistance grant. It allows income-qualified borrowers to put 1% down and the lender will pay the additional 2% toward the down payment, up to $4,000, for a total of 3% down.
Insured by the Federal Housing Administration. Popular among first time home buyers due to lower down payment and credit score requirement.
Guaranteed by the US Department of Veterans Affairs (VA Loans). Available to US Veterans, Service Members and not remarried spouses.
Various down payment assistance programs to allow buyers to purchase a home with little or no money down.
Backed by Fannie Mae. Allows for a 3 percent down payment. Requires mortgage insurance which may be cancelled once the equity in the home reaches 20 percent.
Non-conforming conventional loan (not backed by Fannie Mae or Freddie Mac) due to the loan amount being in excess of $484,350.
Industry-leading government rates and pricing for top-tier borrowers. 640+ FICO. Single family primary residences including single and multi-wide, condos and PUDs. Lender and seller paid Temporary Rate Buydowns available.
Refinance your FHA loan with no appraisal or AVM. 620+ FICO required. Available on single and multi-wides, condos and PUDs.
FHA loan that allows buyers and homeowners to finance the purchase plus the cost of rehabilitating a home.
Provides loan for buyers in eligible rural areas.
Designed for a borrower with a tax id number who has no social security number. Up to 85% with credit score of 700 or greater
Refinance an existing FHA insured mortgage with limited documentation and underwriting.
Loan program with no credit score needed.
A HUD home is a 1- to 4-unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. We can close your HUD REO in as fast as two weeks from submission while allowing holdbacks up to $10,000 for escrow repairs.
Loan for the purchase of a home in which funds can be set aside in an escrow account for home repairs.
Home Equity Line of Credit used as a second loan to cover ten percent of the down payment or more.
Down payment assistance program for purchasing a California home. The program can be available for both FHA and Conventional buyers.
Income tax credit incentive available to buyers purchasing in Nevada.
@ 2024 ADAN SALDANA, NMLS 214926
LASER MTG, LLC DBA LASER MORTGAGE CORPORATE NMLS 2012640 LOCATED AT 670 S GREEN VALLEY PARKWAY STE 250 HENDERSON NV 89052
NV - LICENSED BY THE NEVADA DIVISON OF MORTGAGE LENDING LICENSE # 5191;
CA - LICENSED BY THE CALIFORNIA DEPARTMENT OF FINANCIAL PROTECTION AND INNOVATION UNDER THE CALIFORNIA RESIDENTIAL MORTGAGE LICENSING ACT LICENSE # 60DBO-122821
FOR ALL LICENSES VISIT HTTP://WWW.NMLSCONSUMERACCESS.ORG
ALL LOAN PROGRAMS, TERMS AND INTEREST RATES ARE SUBJECT TO CHANGE AND/OR DISCONTINUED WITHOUT ADVANCE NOTICE. EQUAL HOUSING LENDER
